Do you need proof of non-existence of debts? Learn how to order

sand needs proof of non-existence of overdue debts with Finance and Social Security, “all you need is an internet connection”. Know how.

One of the ways to obtain this proof is through the Finance portal, requiring the access password. It is the same password that “is used to deliver the IRS declaration or to validate expenses in the e-Fatura”, explains DECO Proteste in a guide dedicated to the subject.

Alternatively, you can also use your digital mobile key or citizen card to access the portal, where you just need to follow the path ‘Your Services’ – ‘Obtain’ – ‘Certificates’ – ‘Place Order’ – ‘Debt and Non-Debt’.

Afterwards, the document will be downloaded in PDF format, being valid for only three months, which is why DECO suggests that it not be requested too far in advance, at the risk of losing its validity.

If you prefer, you can also obtain this proof by going to the Finance department in person.

On Social Security

You can also obtain this proof from Social Security, the process being similar. In this case, you will need a password to access the Social Security Direct portal. If you still don’t have this password, you can request it on the portal, and it will be assigned to you immediately.

Once authenticated, you must follow the path ‘Checking Account’ – ‘Contribution situation’ – ‘Obtain a contribution situation declaration’. “The proof – which is valid for four months – is generated immediately whenever the taxpayer’s situation is, in fact, regularized”.

“In cases where there are registered debts, even if already prescribed, the request may remain pending for analysis”, explains DECO.

The request can also be made at a Social Security service desk in your area of ​​residence, or by sending a letter to the district services centre.

According to the guide made by DECO Proteste, however, the issuance of this proof “does not mean that you do not have debts, as you may be complying with a payment plan”. If you are doing so, “the situation will be regularized”.

The consumer protection association explains that a taxpayer is considered to have their situation regularized when:

  • Do not owe any taxes or other tax payments and related interest;
  • Is duly authorized to pay a debt in installments;
  • Has pending any procedural means aimed at reacting to the coercive collection of a tax debt, provided that a guarantee has been provided within the scope of this tax enforcement process;
  • Have the tax enforcement suspended, with constituted guarantee.

“This means that you may even have an unpaid debt, but if you have already made efforts to negotiate it and are complying with what was imposed on you, from the outset, you will get a non-debt declaration without any records to your detriment”, reads it if in the explainer.

Debts to the State must be a priority

DECO also alerts the consumer to the importance of giving priority to debts to the State, “since non-liquidation can quickly end up in attachment”. Regime applies to debts before the Tax Authority and those contracted with Social Security.

“If you can pay them all at once, this will be the best option, as it will avoid default interest and procedural costs. If this option is not viable, consider requesting the payment in stages”, says DECO, warning that “no -payment of a possible debt or the failure of any provision only aggravates the situation and prevents proofs of non-existence of debts from being issued free of any incidence”.

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